With over three decades of leasing experience and a dedicated focus on service, V4B is aiming to stand out in the increasingly crowded EV salary sacrifice space. Their scheme offers a blend of flexibility, customer care, and a range of vehicle options that appeal to both large organisations and SMEs.
In this in-depth review, we take a closer look at what V4B offers employers and employees, including unique selling points, what’s included, early termination protection, and eligibility criteria.
What Is V4B’s Salary Sacrifice Scheme?
V4B’s EV salary sacrifice scheme is built around a well-established employee benefits model: staff agree to give up a portion of their gross salary in return for a non-cash benefit, in this case, a leased electric vehicle. The arrangement reduces the employee’s taxable income, which results in savings on both Income Tax and National Insurance. Employers also benefit from reduced National Insurance contributions.
This method works particularly well for electric vehicles due to the UK’s low Benefit-in-Kind (BIK) tax rates on electric cars, making EVs much cheaper to run through a salary sacrifice lease than traditional personal leases or outright purchases.
EV-Focused, but Not EV-Exclusive
V4B’s scheme is available for all vehicle types, including internal combustion engine (ICE) and plug-in hybrids, but the biggest savings are unlocked when employees choose electric vehicles.
Charging Partnerships & Home Charger Options
While V4B doesn’t offer its own EV-specific energy tariffs or public charging perks, it does have a referral partnership with Pod Point, one of the UK’s leading EV home charger suppliers. Employees can either:
- Purchase the charger separately with help from V4B’s referral
- Or, include the cost of a charger installation in their monthly lease payment, smoothing out upfront costs
Some manufacturers may also offer home charger incentives on select models, but this varies case by case.
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V4B Contract Lengths, Deposits & Vehicle Ownership
Contract Terms:
- New vehicles: minimum 24 months
- Used vehicles: from 12 months (a rare flexibility)
Upfront Costs:
No deposit is required. The first payment (equivalent to one monthly rental) is only made after vehicle delivery.
End-of-Term Purchase Option:
V4B does not offer employees the option to purchase the vehicle at the end of the lease. This is typical for salary sacrifice schemes, which focus on cost-effective access rather than ownership.
Used and Nearly New EVs
A key strength of V4B’s scheme is that customers can get refurbished used EVs. These are:
- Under 4 years old
- Fewer than 50,000 miles
- Delivered with high-quality refurbishment and transparent condition reporting
Used vehicles can be leased for just 12 months!
What’s Included in the V4B Package?
V4B’s salary sacrifice scheme includes a wide range of essentials bundled into one monthly cost:
- Comprehensive insurance (crucially included in the fixed monthly price)
- Full maintenance, including servicing and MOTs as per manufacturer schedule
- Unlimited tyre replacement for wear and tear
- Breakdown cover for the duration of the lease
- Home charger cost can be built into the lease (optional)
V4B Early Termination
V4B includes early termination protection as a core part of the scheme, covering a range of life events. This is vital for employers wary of financial risk should an employee leave or become unable to work.
Covered Events:
- Accidental death
- Loss of driving licence
- Resignation
- Gross misconduct dismissal
- Career break
- Long-term sickness
- Redundancy
- Retirement
- Parental leave (maternity/paternity/adoption)
- Reduction in contracted hours
This comprehensive list shows V4B’s understanding of real-life events that can disrupt a lease.
How It Works in Practice:
Parental Leave:
- Employees who’ve been in the scheme for over 6 months only need to cover 3 months of lease payments if they go on parental leave. After that, remaining payments may be covered under the insurance.
- For employees with under 6 months of deductions, 6 months of lease payments must be covered first.
Redundancy:
- If a car has been kept for more than 3 months, the lesser of gross salary sacrifice or 50% of the early termination fee applies.
- For less than 3 months’ retention, the same principle applies, again reducing risk for the employer.
Sickness:
- Long-term sickness carries no early termination charges (a strong benefit for both the driver and employer).
V4B Eligibility
Employee Criteria:
- Must be 18–75 years old (max age 78 at contract end with insurance)
- Must be a UK permanent resident with a full driving licence
- Must be a PAYE employee with enough salary remaining post-deductions to meet national wage thresholds
Employer Requirements:
There are no fleet size minimums, making the scheme suitable for SMEs and large enterprises alike—provided they use the PAYE system.
Vehicle Range and Availability
V4B offers access to a broad range of EVs:
- New and used EVs across all major manufacturers
- Any model listed on their main leasing website is available via salary sacrifice
- They can source most EVs available in the UK market (subject to availability)
Customer Support & Digital Tools
Customer service is a clear priority for V4B. Their team includes:
- Dedicated account managers
- A driver support team that maintains contact throughout the lease term
Support Channels:
- Phone and email (Mon-Thurs 9am–5.30pm, Fri 9am–5pm)
- Live chat available on their website
At the time of writing, there’s no mention of a driver app or full self-service portal, but the high-touch service model appears to compensate for this.
What Sets V4B Apart?
According to the provider, the key differentiators are:
- Over 30 years of leasing experience, providing stability and industry know-how
- Personal service, with dedicated account managers and proactive driver support
- BVRLA membership, which ensures high standards and regulatory adherence
- Flexible contract terms including short-term leases for used EVs
- Comprehensive early termination protection—one of the most generous policies we’ve seen
These strengths make V4B particularly appealing to employers who value hands-on guidance and want to minimise risk without compromising employee benefits.
The Final Word on V4B EV Salary Sacrifice Scheme
V4B’s salary sacrifice scheme blends strong risk protection, flexible contract terms, and full maintenance cover into a compelling package. Their openness to SMEs, ability to offer used EVs from just 12 months, and strong life-event insurance coverage are standout features in a market where many schemes favour larger employers or longer commitments.
While some competitors may offer extras like free miles or app-based charging integrations, V4B instead focuses on reliability, transparency, and service. For many businesses, that trade-off is more than worthwhile.
Recommended For:
- SMEs or mid-size businesses new to EV salary sacrifice
- Employees seeking affordable access to nearly new EVs
- Employers concerned about lease risk due to staff turnover or life events
Overall Verdict:
✅ Reliable, flexible, and service-driven—V4B is a solid contender in the UK EV salary sacrifice market.
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John is the Editor and Spokesperson for Electric Car Guide.
With over 20 years of writing experience, he has written for titles such as City AM, FE News and NerdWallet.com, covering various automotive and personal finance topics.
John’s market commentary has been covered by the likes of The Express, The Independent, Yahoo Finance and The Evening Standard.
